Handling mortgage rates alone can be confusing, time consuming and money wasting. Even with title companies, the fees quickly add up as they tag on points to raise commission on the loan. Without a company that you can trust, it becomes hard to wade through decisions that will cut costs and hard to know how to work around several fees. At Mortgage Hands, we offer a three-step loan program that enables us to provide our customers with low rates for Dallas home loans, as well as a large reduction in closing costs. We are a company that our clients can trust to supply personalized service that will lower mortgage costs significantly.
The first step in our three-step customization process is to ensure each Mortgage Hands customer gets the best rate possible. We work with local Dallas mortgage brokers and companies who cover the cost of appraisal fees. In addition, we also work with loan providers who do not deceive our clients by adding points to raise commission on the loan. Our partnerships with companies in the area ensure quality customer service and financial opportunity.
The next step is to identify the right government programs that either reduce loan rates and closing costs or provide stimulus rebates. The government has set aside billions of dollars in stimulus money, ready to be claimed through both local and federal loan programs and incentive programs. Our Dallas mortgage brokers are experts at connecting customers to the right government programs that fit their unique situation, saving them thousands of dollars.
Finally, the third step is to eliminate unnecessary costs through reduced closing fees. Often, title companies add additional fees that are of no benefit to the customer, but instead increase the profit margin. Our partners in Dallas have agreed to eliminate these unnecessary fees, giving our clients the best possible rates. If a customer chooses to work with a different company instead of Mortgage Hands, we will still provide a list of fees that other businesses should be able to reduce or eliminate.
Our three-step process results in customized solutions, distinguishing Mortgage Hands as a different type of home buying experience. We provide quality customer care to ensure our clients’ mortgage process is easy to navigate and as low cost as possible. We are simply people helping people, setting us apart from the rest of the industry.