At Mortgage Hands our personal loan specialists understand how challenging it is for a consumer to find the right mortgage company or broker in McKinney. Many traditional options lead consumers to mortgage packages that are not a great fit for their situation or that add unnecessary points and closing fees. At Mortgage Hands we get rid of both the unnecessary closing fees and the practice of adding additional points to raise loan commissions. In our current program we are also helping to reduce up front fees by paying for and eliminating customer’s appraisal fees. We set ourselves apart with our three-step loan program that enables us to provide our customers with low rates for McKinney home loans, as well as a large reduction in closing costs.
STEP 1: WE FIND MCKINNEY MORTGAGE COMPANIES WITH THE LOWEST RATES
The first step in our customization process is to ensure each Mortgage Hands customer receives the best rate possible through our network of trusted McKinney Mortgage Companies. The local companies that we work with pre agree to pay for appraisal fees in addition to providing the lowest rates available. All of the participating companies also agree to not add points or unnecessary fees in order to raise commissions. Our partnerships with quality McKinney Mortgage Brokers guarantee quality customer service along with the best rates.
STEP 2: GOVERNMENT PROGRAMS FOR MCKINNEY HOME LOANS
The next step is to identify the right government programs that can either help provide reduced loan rates, reduced closing fees or tax rebates. Billons of dollars in stimulus money have been set aside, ready to be claimed through both local and federal loan programs and incentive programs. Our McKinney based brokers are experts at connecting customers to government programs that suit their specific situation. This could mean thousands in savings over the lifetime of a loan.
STEP 3: LOWER CLOSING FEES
Lastly, the third step is to get rid of unnecessary costs through decreased closing fees. Commonly, title companies add additional fees that often times can be reduced or completely eliminated. Our local title program works with McKinney title companies that agree to remove these unneeded fees. This allows our clients the best rates possible.
Our customized process results in personalized solutions, differentiating Mortgage Hands as a different type of home buying experience. We provide high caliber customer care to make sure our clients’ mortgage process is easy to navigate and as low cost as possible. We are simply people helping people, setting us apart from the rest of the industry.